Storm damage can often qualify homeowners for a new roof paid for by insurance due to the sudden and severe nature of the damage caused. Insurance policies typically cover damage caused by wind, hail, or other storm-related incidents. When a storm damages a roof, it compromises its structural integrity, leading to leaks, shingle loss, or even structural damage. Homeowners can file a claim with their insurance company, providing evidence of the storm damage through documentation, such as photographs or inspection reports. If the claim is approved, the insurance company will typically cover the cost of repairs or replacement, helping homeowners restore their roof without significant financial burden.